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Credit With Education: A Promising Title II Microfinance Strategy (2001)
Credit With Education (CWE) programs address issues of credit access and utilization through village banking models of microfinance. The village banks provide loans and health education to groups of 15-50 women who jointly guarantee each other’s loans. By providing credit, the programs increase individual income and savings and lead to improved household food security. FANTA collaborated with Freedom From Hunger on possible ways that the CWE approach could be integrated into Title II development programs. This paper covers the following topics:
How microfinance can contribute to the food security objectives of Title II programs
How CWE can help achieve food and nutrition security objectives.
Evidence that the CWE model can cost-effectively improve household food security and child nutrition
Opportunities and constraints of introducing credit with education into non-emergency Title II programs.
